Electronic value exchange: origins of the VISA electronic payment system

Electronic value exchange: origins of the VISA electronic payment system

Stearns, David L.

83,15 €(IVA inc.)

lectronic Value Exchange examines in detail the transformation of the VISA electronic payment system from a collection of non-integrated, localized, paper-based bank credit card programs into the cooperative, global, electronic valueexchange network it is today. Topics and features: provides a history of the VISA system from the mid-1960s to the early 1980s; presents a historical narrative based on research gathered from personal documents and interviews with key actors; investigates, for the first time, both the technological and social infrastructures necessary for the VISA system to operate; supplies a detailed case study, highlighting the mutual shaping of technology and social relations, and the influence that earlier information processing practices have on the way firms adopt computers and telecommunications; examines how “gateways” in transactional networks can reinforce or undermine established social boundaries, and reviews the establishment of trust in new payment devices. " Chronicles the origins of the VISA electronic payment system, derived from original research and personal interviews Presents a historical narrative with sociological analysis, describing the economic, political, legal and cultural forces at work, in addition to the technical information Examines the influence of historical practices on the way firms adopt computers and telecommunications INDICE: Setting the Stage: Money, Credit, and Payments in America.- Associating: Dee Hock and the Creation of the Organization.- Crafting the Social Dynamics: Staffing, Operating Regulations, and Advertising.- Automating Authorization: BASE.- Automating Clearing and Settlement: BASE II and III.- Expanding the System: Organizational and Technical Growth.- Automating the Point of Sale:Encoding Standards and Merchant Dial Terminals.- Challenging Conceptual Barriers: EFT and The Debit Card.- Negotiating Roles: Controversies and the End of an Era.- Conclusions: Towards a General Socio-technical History of Payment Systems.

  • ISBN: 978-1-84996-138-7
  • Editorial: Springer
  • Encuadernacion: Cartoné
  • Páginas: 244
  • Fecha Publicación: 11/01/2011
  • Nº Volúmenes: 1
  • Idioma: Inglés