The official CFP guide for exam success and career excellence CFP Board Financial Planning Competency Handbook is the essential reference for those at any stage of CFP® certification and a one–stop resource for practitioners looking to better serve their clients. This fully updated second edition includes brand new content on connections diagrams, new case studies, and new instructional videos, and a completely new section devoted to the interdisciplinary nature of financial planning. You?ll gain insights from diverse fields like psychology, behavioral finance, communication, and marriage and family therapy to help you better connect with and guide your clients, alongside the detailed financial knowledge you need to perform to the highest expectations as a financial planner. The only official CFP Board handbook on the market, this book contains over ninety chapters that are essential for practitioners, students, and faculty. Whether a practitioner, student, or faculty member, this guide is the invaluable reference you need at your fingertips. Comprehensive, clear, and detailed, this handbook forms the foundation of the smart financial planner?s library. Each jurisdiction has its own laws and regulations surrounding financial planning, but the information in this book represents the core body of knowledge the profession demands no matter where you practice. CFP Board Financial Planning Competency Handbook guides you from student to practitioner and far beyond, with the information you need when you need it. INDICE: Acknowledgments .About the Book .Preface (Charles R. Chaffin, EdD, CFP Board) .About the Practice Questions .About the Contributors .Part One Introduction (Charles R. Chaffin, EdD, CFP Board) .1 Theory and Practice (Charles R. Chaffin, EdD, CFP Board) .2 Function, Purpose, and Regulation of Financial Institutions (John E. Grable, PhD, CFP®, University of Georgia and Sonya L. Britt, PhD, CFP®, Kansas State University) .3 Financial Services Regulations and Requirements (John E. Grable, PhD, CFP®, University of Georgia and Sonya L. Britt, PhD, CFP®, Kansas State University) .4 Consumer Protection Laws (John E. Grable, PhD, CFP®, University of Georgia and Sonya L. Britt, PhD, CFP®, Kansas State University) .5 Fiduciary (Martie Gillen, PhD, University of Florida) .6 Financial Planning Process (John E. Grable, PhD, CFP®, University of Georgia and Ronald A. Sages, PhD, AEP®, CFP®, CTFA, EA, Kansas State University) .7 Financial Statements (Thomas Warschauer, PhD, CFP®, San Diego State University) .8 Cash Flow Management (Martie Gillen, PhD, University of Florida and Michael Gutter, PhD, University of Florida) .9 Financing Strategies (Martie Gillen, PhD, University of Florida, Michael Gutter, PhD, University of Florida and Jorge Ruiz–Menjivar, University of Georgia) .10 Economic Concepts (Dave Yeske, DBA, CFP®, Golden Gate University) .11 Time Value of Money (Jorge Ruiz–Menjivar, University of Georgia, Martie Gillen, PhD, University of Florida and Michael Gutter, PhD, University of Florida) .12 Client and Planner Attitudes, Values, Biases, and Behavioral Finance (Dave Yeske, DBA, CFP®, Golden Gate University) .13 Principles of Communication and Counseling (John E. Grable, PhD, CFP®, University of Georgia and Kristy L. Archuleta, PhD, LMFT, Kansas State University) .14 Debt Management (Joseph W. Goetz, PhD, AFC®, CRC®, University of Georgia and John E. Grable, PhD, CFP®, University of Georgia) .15 Education Needs Analysis (Taylor Spangler, MS, University of Florida, Michael Gutter, PhD, University of Florida, Martie Gillen, PhD, University of Florida and Sailesh Acharya, University of Florida) .16 Education Savings Strategies (Michael Gutter, PhD, University of Florida and Martie Gillen, PhD, University of Florida) .17 Financial Aid (Education) (Martie Gillen, PhD, University of Florida and Michael Gutter, PhD, University of Florida) .18 Gift and Income Tax Strategies (Education) (Martie Gillen, PhD, University of Florida and Michael Gutter, PhD, University of Florida) .19 Education Financing (Martie Gillen, PhD, University of Florida and Michael Gutter, PhD, University of Florida) .20 Principles of Risk and Insurance (Dave Yeske, DBA, CFP®, Golden Gate University) .21 Analysis and Evaluation of Risk Exposures (Dave Yeske, DBA, CFP®, Golden Gate University) .22 Health Insurance and Health Care Cost Management (Andrew Head, MA, CFP®, Western Kentucky University and Sharon A. Burns, PhD, CPA (Inactive)) .23 Disability Income Insurance (Individual) (Dave Yeske, DBA, CFP®, Golden Gate University) .24 Long–Term Care Insurance (Andrew Head, MA, CFP®, Western Kentucky University and Sharon A. Burns, PhD, CPA (Inactive)) .25 Annuities (Andrew Head, MA, CFP®, Western Kentucky University and John Gilliam, PhD, CFP®, Texas Tech University) .26 Life Insurance (Individual) (Dave Yeske, DBA, CFP®, Golden Gate University) .27 Business Uses of Insurance (L. Ann Coulson, PhD, CFP®, Kansas State University and John Gilliam, PhD, CFP®, Texas Tech University) .28 Insurance Needs Analysis (Thomas Warschauer, PhD, CFP®, San Diego State University) .29 Insurance Policy and Company Selection (Thomas Warschauer, PhD, CFP®, San Diego State University and Andrew Head, MA, CFP®, Western Kentucky University) .30 Property and Casualty Insurance (Derek R. Lawson, MS, Sonas Financial Group, Inc. and Kansas State University, Sarah D. Asebedo, CFP®, Virginia Tech and Martin C. Seay, PhD, CFP®, Kansas State University) .31 Characteristics, Uses, and Taxation of Investment Vehicles (Swarn Chatterjee, PhD, University of Georgia and Lance Palmer, PhD, CPA, CFP®, University of Georgia) .32 Types of Investment Risk (Thomas Warschauer, PhD, CFP®, San Diego State University) .33 Quantitative Investment Concepts (Thomas Warschauer, PhD, CFP®, San Diego State University) .34 Measures of Investment Returns (Thomas Warschauer, PhD, CFP®, San Diego State University) .35 Asset Allocation and Portfolio Diversification (Dave Yeske, DBA, CFP®, Golden Gate University) .36 Bond and Stock Valuation Concepts (Dave Yeske, DBA, CFP®, Golden Gate University) .37 Portfolio Development and Analysis (Thomas Warschauer, PhD, CFP®, San Diego State University) .38 Investment Strategies (Dave Yeske, DBA, CFP®, Golden Gate University) .39 Alternative Investments (Michael Ladd, CFA, CAIA, CMT, CFP®) .40 Fundamental Tax Law (Lance Palmer, PhD, CPA, CFP®, University of Georgia) .41 Income Tax Fundamentals and Calculations (Lance Palmer, PhD, CPA, CFP®, University of Georgia) .42 Characteristics and Income Taxation of Business Entities (Webster Hewitt, CPA, CFP®, University of Georgia and Lance Palmer, PhD, CPA, CFP®, University of Georgia) .43 Income Taxation of Trusts and Estates (Martin C. Seay, PhD, CFP®, Kansas State University and Lance Palmer, PhD, CPA, CFP®, University of Georgia) .44 Alternative Minimum Tax (AMT) (Webster Hewitt, CPA, CFP®, University of Georgia and Lance Palmer, PhD, CPA, CFP®, University of Georgia) .45 Tax Reduction and Management Techniques (Lance Palmer, PhD, CPA, CFP®, University of Georgia) .46 Tax Consequences of Property Transactions (Lance Palmer, PhD, CPA, CFP®, University of Georgia and Martin C. Seay, PhD, CFP®, Kansas State University) .47 Passive Activity and At–Risk Rules (Lance Palmer, PhD, CPA, CFP®, University of Georgia) .48 Tax Implications of Special Circumstances (Lance Palmer, PhD, CPA, CFP®, University of Georgia) .49 Charitable/Philanthropic Contributions and Deductions (Webster Hewitt, CPA, CFP®, University of Georgia and Lance Palmer, PhD, CPA, CFP®, University of Georgia) .50 Retirement Needs Analysis (Andrew Head, MA, CFP®, Western Kentucky University) .51 Social Security (Old–Age, Survivors, and Disability Insurance) and Medicare (Sarah D. Asebedo, CFP®, Virginia Tech, Martin C. Seay, PhD, CFP®, Kansas State University and Thomas Warschauer, PhD, CFP®, San Diego State University) .52 Medicaid (Katie Seay, CFP®, The Trust Company and Martin C. Seay, PhD, CFP®, Kansas State University) .53 Types of Retirement Plans (John E. Grable, PhD, CFP®, University of Georgia) .54 Qualified Plan Rules and Options (Sharon A. Burns, PhD, CPA (Inactive) and Andrew Head, MA, CFP®, Western Kentucky University) .55 Other Tax–Advantaged Plans (Sharon A. Burns, PhD, CPA (Inactive)) .56 Regulatory Considerations (Sharon A. Burns, PhD, CPA (Inactive) and Andrew Head, MA, CFP®, Western Kentucky University) .57 Key Factors Affecting Plan Selection for Business (Sharon A. Burns, PhD, CPA (Inactive) and Andrew Head, MA, CFP®, Western Kentucky University) .58 Distribution Rules and Taxation (Sharon A. Burns, PhD, CPA (Inactive) and Andrew Head, MA, CFP®, Western Kentucky University) .59 Retirement Income and Distribution Strategies (Dave Yeske, DBA, CFP®, Golden Gate University and Elissa Buie, MBA, CFP®, Golden Gate University) .60 Succession Planning (John E. Grable, PhD, CFP®, University of Georgia, Joseph W. Goetz, PhD, CFP®, University of Georgia and Kevin Valentino, MS, University of Georgia) .61 Characteristics and Consequences of Property Titling (Sharon A. Burns, PhD, CPA (Inactive) and Andrew Head, MA, CFP®, Western Kentucky University) .62 Gifting Strategies (Elissa Buie, MBA, CFP®, Golden Gate University) .63 Estate Planning Documents (Andrew Head, MA, CFP®, Western Kentucky University) .64 Estate Tax Compliance and Tax Calculation (Elissa Buie, MBA, CFP®, Golden Gate University) .65 Sources for Estate Liquidity (Elissa Buie, MBA, CFP®, Golden Gate University) .66 Types, Features, and Taxation of Trusts (Elissa Buie, MBA, CFP®, Golden Gate University) .67 Marital Deduction (Elissa Buie, MBA, CFP®, Golden Gate University) .68 Intrafamily and Other Business Transfer Techniques (Elissa Buie, MBA, CFP®, Golden Gate University) .69 Postmortem Estate Planning Techniques (Elissa Buie, MBA, CFP®, Golden Gate University) .70 Estate Planning for Nontraditional Relationships (Elissa Buie, MBA, CFP®, Golden Gate University) .Supplement: CFP Board s Code of Ethics and Professional Responsibility .Part Two Introduction (Charles R. Chaffin, EdD, CFP Board and Thomas Warschauer, PhD, CFP®, San Diego State University) .71 Establishing and Defining the Client–Planner Relationship (Elissa Buie, MBA, CFP®, Golden Gate University and Dave Yeske, DBA, CFP®, Golden Gate University) .72 Gathering Information Necessary to Fulfill the Engagement (Elissa Buie, MBA, CFP®, Golden Gate University and Dave Yeske, DBA, CFP®, Golden Gate University) .73 Analyzing and Evaluating the Client s Current Financial Status (Thomas Warschauer, PhD, CFP®, San Diego State University, Vickie Hampton, PhD, CFP®, Texas Tech University and Andrew Head, MA, CFP®, Western Kentucky University) .74 Developing Financial Planning Recommendations (John E. Grable, PhD, CFP®, University of Georgia and Lance Palmer, PhD, CPA, CFP®, University of Georgia) .75 Communicating the Financial Planning Recommendations (Dave Yeske, DBA, CFP®, Golden Gate University and John E. Grable, PhD, CFP®, University of Georgia) .76 Implementing the Financial Planning Recommendations (Ronald S. Sages, PhD, AEP®, CFP®, CTFA, EA, Kansas State University) .77 Monitoring the Financial Planning Recommendations (Thomas Warschauer, PhD, CFP®, San Diego State University and Sharon A. Burns, PhD, CPA (Inactive)) .Part Three Introduction (Charles R. Chaffin, EdD, CFP Board) .78 Gathering Data from Clients: Insights from Cognitive Task Analysis and Requirements Engineering (Kelly S. Steelman, PhD, Michigan Technological University, Jason S. McCarley, PhD, Flinders University, John E. Grable, PhD, CFP®, University of Georgia, Lance Palmer, PhD, CPA, CFP®, University of Georgia, Dave Yeske, DBA, CFP®, Golden Gate University and Charles R. Chaffin, EdD, CFP Board) .79 The Need for Education (Charles R. Chaffin, EdD, CFP Board and Joyce Schnur, CFP®, MBA, ChFC, Kaplan University) .80 Financial Planning Standards Board (Michael Snowdon, CFP®, Financial Planning Standards Board) .81 Behavioral Finance and its Implications for Financial Advisors (Keith Redhead, PhD, Coventry University) .82 Applications of Behavioral Economics in Personal Financial Planning (Swarn Chatterjee, PhD, University of Georgia and Joseph W. Goetz, PhD, CRC®, University of Georgia) .83 Marriage and Family Therapy Applications to Financial Planning (Kristy L. Archuleta, PhD, LMFT, Kansas State University and Donald Bruce Ross, MS, University of Georgia) .84 Financial Therapy: The Integration of Financial Planning and Theory (Kristy L. Archuleta, PhD, LMFT, Kansas State University, Bradley T. Klontz, PsyD, CFP®, Kansas State University and Sonya L. Britt, PhD, CFP®, Kansas State University) .85 Aging Clients: Special Considerations (Deanna L. Sharpe, PhD, CFP®, University of Missouri) .86 Accounting for Time: Important Distinctions and Concepts for Financial Planners (John E. Grable, PhD, CFP®, University of Georgia and Robert Rodermund, MS, Lindenwood University) .87 The Psychology of Decisions: A Short Tutorial (Jason S. McCarley, PhD, Flinders University, Kelly S. Steelman, PhD, Michigan Technological University, John E. Grable, PhD, CFP®, University of Georgia, Lance Palmer, PhD, CPA, CFP®, University of Georgia, Dave Yeske, DBA, CFP®, Golden Gate University and Charles R. Chaffin, EdD, CFP Board) .Conclusion .88 Moving Forward (Charles R. Chaffin, EdD, CFP Board, Elissa Buie, MBA, CFP®, Golden Gate University, Sharon A. Burns, PhD, CPA (Inactive), Vickie Hampton, PhD, CFP®, Texas Tech University, Lance Palmer, PhD, CPA, CFP®, University of Georgia, Thomas Warschauer, PhD, CFP®, San Diego State University and Dave Yeske, DBA, CFP®, Golden Gate University) .Index
- ISBN: 978-1-119-09496-8
- Editorial: John Wiley & Sons
- Encuadernacion: Cartoné
- Páginas: 944
- Fecha Publicación: 26/08/2015
- Nº Volúmenes: 1
- Idioma: Inglés